thistlechaser: (Angry wolf)
[personal profile] thistlechaser
PSA: Keep in mind today is April Fool's Day, the day when it's perfectly okay to try to trick other people and make them feel bad about falling for some stupid joke. Yes, for the first time in years I fell for a joke. Posted to a comm alerting people to this new thing. Forgot what day it was. Ended up looking like an idiot. BUT IT'S ALL IN GOOD FUN SO IT'S OKAY, RIGHT?

Sorry, world, I have damned bigger things on my mind than keeping track of a a stupid "holiday". Like a new $10,000 bill for my hospital stay months back. It's almost funny, I was grumpy that I got a $1,000 bill when I was first released. Then I got a $500 one, then two more $500 ones, then another $1,000 one, then a $3,000 one, now this $10,000 one.

I have to see how much I can argue them down on it. Turns out the home nurse and the IV antibiotics were out of network, so I have to pay the $10,000 deductible out of pocket.

Each visit from the home nurse, most of which were 10 minutes, longest was 20, cost me $850 per day! And $200 per day for the antibiotics. This went on for more than two weeks!

I'm starting to think the adults in Loki's Wolves were right -- the system is corrupt. Let all life end and we can start over. Maybe the new life won't invent an April Fool's Day.

Date: 2014-04-01 04:28 pm (UTC)
hamsterwoman: (Default)
From: [personal profile] hamsterwoman
Ouch on the hospital/nurse bills -- that's crazy :( (And a really high deductible too, whoa...) I hope you're able to get some of that covered and/or reduced!

I totally fell for my company's April Fool's video/prank, partly because I saw it last night, before it was officially April Fool's. But it was actually hilarious, so I don't begrudge them the ~3 minutes before seeing the "important video message" note on our homepage and the video loading when I was thinking, "Crap, are they announcing layoffs or something?". Not a huge fan of April Fool's in general, because I don't like pranks, but I do look forward to "opt-in" sort of things like XKCD's comic-with-a-twist, etc.

Date: 2014-04-01 04:45 pm (UTC)
From: [identity profile] thistle-chaser.livejournal.com
The deductible is strange. It's actually $4,000, but on top of that you have to pay $6,000 out of pocket before the insurance will cover any. I can't see how that's different than having a $10,000 deductible.

Yeah, I wouldn't mind an opt-in type thing, where you know going in what you're getting.

Date: 2014-04-01 04:57 pm (UTC)
hamsterwoman: (Default)
From: [personal profile] hamsterwoman
That is weird... I think my company has a similar plan but would call the $6k the deductible and the $4k something like a "bridge". But health insurance is so bloody complicated and getting more complicated by the year it seems :/

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